Finance or Lease Your New Chrysler,
Dodge, Jeep or Ram
It's an exciting time for you at Russ Hubler Chrysler Jeep Dodge Ram in New Castle, IN. Because you're in the market for a new car. That means newer features, newer technology, and a fresh new experience behind the wheel. But here's the question for you. Will you lease or finance your new car? We'll tell you this-there's not a right or wrong answer. It's just a matter of which one is right for YOU. We'll help you decide.
Financing with Russ Hubler Chrysler Dodge Jeep Ram
Financing with Huffines will always be one of the easiest things you can do. We have a user-friendly platform that will allow you to finance or lease your car from home. We bring our dealership to you in New Castle or Indianapolis, IN, in just a matter of clicks. You can shop, finance, and seal the deal in no time.
But, should you decide to visit us in person, we'll roll out the red carpet for your stress-free experience. Our trained experts will help you get financed with terms that fit your budget. Whether your credit is excellent or less than perfect doesn't matter to us. What matters is that we find a way to help you get the car of your dreams. You can get pre-qualified online and then leave the rest to us. We're on your side at Russ Hubler CDJR near Anderson, IN.
Should You Lease Your Vehicle
Leasing involves a little more freedom to drive what you want when you want. Lease terms are typically less expensive than financing. That's mainly because you don't pay the full price of depreciation for your vehicle. In addition, there's usually finance chargers, which also contribute to your lower monthly payment.
But, the downside about leasing (if there are any) is that you can't alter your vehicle in any way. If there weren't tinted windows when you started your lease, you don't have the option of doing so later. But, if you simply want to enjoy the benefits of driving a new car with the latest technology, leasing might be a great choice for you. You can speak with a dedicated member of our lease department and work out the details of your new lease contract near Muncie, IN.
Benefits of Financing
Financing your vehicle outright declares ownership of your car. That means you can do whatever you please with your vehicle. Tint windows alter the performance and appearance-you can go crazy with customizing inside out. In addition, if you want to resale your vehicle (with a potential return of investment), then that's within the ballpark for you as well.
The downside of financing is that you're generally tied into longer terms. Five, six, and even seven years of paying until your bank loan is paid off. It's not as easy to get out of a finance contract (if you want to trade or sell your car). With a lease contract, once it's up, that's it. With a loan, there's a few more wires to untangle. And you might have a higher monthly payment because you pay the depreciation of the vehicle.
Flexible Credit Options
When it's time to finance, we don't want you to worry about your credit. You leave that to us. We want you to focus on getting the vehicle you want in Richmond, IN. So, when it's time to get the paperwork done, we'll get things square for you. Our finance team helps everyone on both ends of the credit spectrum.
We create flexible credit options to help customers like you get in the driver's seat today. Don't hesitate to get the ball rolling on your auto financing today. Because if you want to drive home to Greenwood, IN, with an upgrade today, we'll do everything we can to make sure that it happens.
Frequently Asked Questions
It's on a case-by-case basis. Sometimes, banks will require down payments for a certain vehicle. Other times, it's possible that no down payment is needed. Let your sales representative know what you have or don't have upfront. And they'll know how to better assist you from there.
Your down payment and the length of contract will be major factors here. The shorter your contract, the more expensive your monthly payments will be. And it’s the same and vice versa. And if you have a down payment that's at least 20 percent of your vehicle's cost, you'll also see a major drop in your monthly payment amount.
Auto lease contracts are usually 24 months or 36 months. Short-term lease contracts (less than 24 months) are possible. But it would take a lot more work to get it done.
Ready to begin?
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Russ Hubler Chrysler Dodge Jeep Ram New Castle
250 Broad St
New Castle, IN 47362-4955
- Sales: (765) 575-3242
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